The value of transactions processed through Ghana's mobile money platforms surged to GH¢518.4 billion in December 2025, cementing the technology's position as the undisputed backbone of the nation's retail economy, according to newly released central bank data.

The record figure, captured in the Bank of Ghana's Summary of Economic and Financial Data, represents the highest monthly throughput for the year and underscores a decisive and accelerating shift away from traditional payment methods.

The December boom, a significant increase from the GH¢420.1 billion recorded in November, was propelled by festive season spending and the deepening integration of digital wallets into daily commerce.

The sheer volume of activity reached 982 million individual transactions in the month, up from 892 million in November, highlighting both the frequency and scale of its use.